Our Equipment Financing Mission
RSR Financial Resources, Inc. was established to service the equipment financing needs of commercial business and government entities, both local and national. RSR Financial Resources also works with equipment vendors to help finance their sales. RSR gets results with very little paperwork or financial disclosure required of its customers, and obtains credit decisions in very short time frames
Marketing Approach
RSR Financial Resources’ market niche compliments traditional lending institutions, which have gradually drifted away from term lending to focus on working capital lending. RSR’s services start with a basic consultation to determine the best financial solution. Next RSR presents its customers’ financial and credit information, so they will not only qualify for the lending amounts requested, but do so under the most favorable terms and conditions.
Customer Profile / Preferences
RSR’s customers are usually privately held corporations, partnerships or proprietorships, who find traditional lending sources difficult to work with in order to secure equipment term-lending. Customers embrace the fact that RSR represents many lending sources, institutions and investors, therefore is able to shop for the best lending solution for each, unique situation. They also prefer that RSR obtains “FIXED RATE”, rather than “VARIABLE-RATE” lending for them and also provides the choice of both “ON” and “OFF” balance sheet approaches.
Equipment Financing Features
- Special rate programs for seasoned business credits to any amount.
- Credit Applications Only to $75,000 (in some cases $100,000).
- Terms from 12 to 84 months.
- Unusual collateral acceptable. (Strong Credits Only).
Financing Approaches
- Master Lease Agreements
- Municipal / Government Lease Financing
- Off Balance Sheet Leasing
- Seasonal / Skip Payment Plans
- Factoring and Receivable Management